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![]() 22150 and Laura Stewart who is authorised to Act as in the UK by the Insolvency Practitioners Association (IPA). Their in house IPs are Jason Bowen who is authorised to Act in the UK by the Institute of Chartered Accountants of Scotland (ICAS). MoneyNerd Limited is an Introducer Appointed Representative of Pacific Financial Solutions Ltd who is authorised and regulated by the Financial Conduct Authority (Firm Reference Number 688034) and is classed as a debt counselling firm. With your consent MoneyNerd may pass you on to a trusted debt counselling company or insolvency practitioner. MoneyNerd does not give specific debt advice and we recommend that you always discuss your personal situation with a qualified adviser that works for a company that is authorised and regulated by the Financial Conduct Authority. MoneyNerd is not associated with MoneyHelper, we just think they’re great. ![]() You can find out more by contacting MoneyHelper. Trademark No: UK00003340161.įree debt counselling, debt adjusting and providing of credit information services are available from MoneyHelper, an independent service set up to help people manage their money. Trading address: The Grange, Grange Road, Malvern, WR14 3HA. ![]() MoneyNerd a trading name of MoneyNerd Limited, registered in England ( 12915403). You are allowed to claim allowable expenses for some of your costs for working from home, and a monthly bills tracker is a fantastic way to calculate business costs and claim expenses accurately. It is especially beneficial if you already have debts to pay and want to manage debt payments with household bills that are paid at different intervals.Īnother group of people who might want to use a monthly bills tracker is self-employed workers who work from home. Who Should Use a Monthly Bills Tracker?Ī monthly bills tracker is suitable for anyone who wants to stay on top of their household expenses and avoid debts. It’s also useful if you want to compare how much you have been paying with other providers to find cheaper deals. It will help you to keep tabs on how much you paid and when so you know how much to expect to pay for variable rate bills in the future.įor example, you might not know how much to keep tucked away for your winter electricity bill, but using last year’s bills will help you estimate this more accurately and avoid getting caught short. Get Started What Is a Monthly Bills Tracker?Ī monthly bills tracker is a spreadsheet that allows you to rack the cost of every household bill throughout the year. If you want to learn what debt solutions are available to you, click the button below to get started. So, let’s get started on making your bills less of a worry.Ī few debt solutions can even result in writing off some of your debt. That’s why we’re here to help you find a way to manage your money better. Some of our team have been in your shoes and know how it feels. We understand that dealing with debt can be hard. How our Monthly Bills Tracker can make life easier for your household.Why it’s better than just looking at your bank statements.What is a Monthly Bills Tracker and who should use it.How you could possibly get rid of some of your debt.Why we sometimes forget to pay our bills on time.If you’re feeling worried about your bills and need help managing your money, you’ve come to the right place. This article will help you with our free Monthly Bills Tracker, which is an easy-to-use spreadsheet designed for UK residents who want to keep their bills in order.Įach month, over 170,000 people visit our site seeking advice on money matters. This isn’t a full fact-find, some debt solutions may not be suitable in all circumstances, ongoing fees might apply & your credit rating may be affected. We work with The Debt Advice Service who provide information about your options. For free & impartial money advice you can visit MoneyHelper. Jacobsen ultimately prevailed in 2010, and the Case established a new standard making terms and conditions under Artistic License 1.0 enforceable through copyright statutes and relevant precedents. However, this left undisturbed the finding that a free and open-source license nonetheless has economic value. The case was remanded to the District Court, which did not apply the superior court's criteria on the grounds that, in the interim, the governing Supreme Court precedent applicable to the case had changed. On appeal, a federal appellate court "determined that the terms of the Artistic License are enforceable copyright conditions". Katzer in the initial 2009 ruling by the United States District Court for the Northern District of California declared that FOSS-like licenses could only be enforced through contract law rather than through copyright law, in contexts where contract damages would be difficult to establish. The terms of the Artistic License 1.0 were at issue in Jacobsen v. It is used by the Paros Proxy, the JavaFBP toolkit and NcFTP. ![]() This was released as the Clarified Artistic License and was approved by the FSF. In response to this, Bradley Kuhn, who later worked for the Free Software Foundation, made a minimal redraft to clarify the ambiguous passages. The FSF recommended that the license not be used on its own, but approved the common AL/GPL dual-licensing approach for Perl projects. The Free Software Foundation explicitly called the original Artistic License a non-free license, criticizing it as being "too vague some passages are too clever for their own good, and their meaning is not clear". Whether or not the original Artistic License is a free software license is largely unsettled. The name of the license is a reference to the concept of artistic license. ![]() The original Artistic License was written by Larry Wall. The Artistic License is an open-source license used for certain free and open-source software packages, most notably the standard implementation of the Perl programming language and most CPAN modules, which are dual-licensed under the Artistic License and the GNU General Public License (GPL). Linking from code with a different licence Artistic License Authorġ.0 No (Yes, for Clarified Artistic License), 2.0 Yes As a result, we are uniquely placed to source or custom-build the required technology for the most demanding installations.Not to be confused with Free Art License. When Ethernet arrived on the scene, Wayne was again at the forefront of technology, releasing the royalty-free Art-Net protocol (now supported by 220-plus manufacturers worldwide).Īrtistic Licence Engineering has particular expertise in Art-Net (the public domain Ethernet protocol that we invented), sACN, DMX512-A, RDM and DALI. In the 1990s, Wayne became involved in the ESTA technical standards programme, and was a major contributor to the development of DMX512-A. From such early project work a product range evolved. Success came quickly, with end clients ranging from Pink Floyd to The Rolling Stones. In 1988, he created Artistic Licence as a projects design house. Wayne started out at Avolites, progressing from wireman to product designer. Artistic Licence Integration (which is a trading name of Artistic Licence Engineering Ltd) specializes in project integration, while Artistic Licence Engineering drives the product development. ![]() However, Artistic Licence has expanded and diversified to become a strong presence in the architectural and commercial world. In the early days, the company was predominantly involved with rock ‘n’ roll and theatre lighting technology. The company was founded in 1988 by Wayne Howell. Our range also covers test equipment and data distribution, and we are a major supplier of OEM solutions worldwide. designs and manufactures lighting control products. Ceiling Lights (Residential, Hospitality)Īrtistic Licence Engineering Ltd.Global Lighting Forum Global Lighting Industry Directory Open Lighting Product Directory Global Lighting Events Calendar ![]() If you encounter any issues with the latest version of the Microsoft Acer Crystal Eye webcam drivers, you can roll back or downgrade to a previous version by following these steps: Rolling Back or Downgrading the Microsoft Acer Crystal Eye webcam Drivers Run the installer and follow the instructions to complete the installation process.Visit the official developer website and download the latest version of the driver for your needs.Follow the prompts to complete the uninstallation process.Right-click on the driver and select "Uninstall device.".Expand the necessary category and locate your Microsoft Acer Crystal Eye webcam driver.If you need to reinstall the Microsoft Acer Crystal Eye webcam drivers for any reason, here's what you can do: Reinstalling the Microsoft Acer Crystal Eye webcam Drivers If an update is available, follow the prompts to download and install it.Choose the option to search for updated driver software automatically.Right-click on the driver and select "Update Driver.".Expand the category and locate your Microsoft Acer Crystal Eye webcam driver.Open the Device Manager on your computer.To update the Microsoft Acer Crystal Eye webcam drivers, you can follow these steps: Updating the Microsoft Acer Crystal Eye webcam Drivers ![]() Once downloaded, double-click on the installer file and follow the on-screen instructions to complete the installation process.Click on the "Download" button next to the latest version of the drivers compatible with your system.Choose your operating system and click on "Search.".Use the search bar or select your device model from the list.Visit the official website of the developer and navigate to the Drivers section.To install the Microsoft Acer Crystal Eye webcam drivers, follow these steps: Installing the Microsoft Acer Crystal Eye webcam Drivers These drivers play a crucial role in ensuring optimal performance and stability of your PC. The Microsoft Acer Crystal Eye webcam drivers are software programs that enable communication between the operating system on your computer and devices. Microsoft Acer Crystal Eye webcam Drivers: A Comprehensive Guide ![]() Using the budget calculator spreadsheet will help you identify the different types of expenses that you need to plan for and what to save for each. Then it can feel like your spending plan is off track as you try to get out of debt. Expenses that you don’t expect, or which don’t occur on a monthly basis, can cause you to reach for a credit card. Use the Savings Calculator to Plan for Annual, Emergency and Unexpected Expenses to Avoid DebtĪ savings calculator is built right into the worksheet so that it’s easy to see the amount of money you need to set aside for annual, emergency and unexpected expenses. This free spreadsheet includes our very popular budgeting guidelines so that you have an idea about how your spending compares to that of other Canadians with similar sized households. There’s no such thing as a “normal” budget, but based on tens of thousands of credit counselling appointments, we’ve been able to create Canadian guidelines for how people will generally want to spend their after-tax income to avoid getting into debt.Įveryone allocates their money for personal or household expenses and savings a bit differently. What Does a Normal Personal or Household Budget Look Like?īudgeting and money management guidelines for after-tax income and to avoid debt Easy to use with more personalized expense categories than other similar templates.If you want to reduce your expenses, it can suggest dozens of places where you could consider reducing your expenses to save money.Identifies common budgeting pitfalls and offers tips and solutions to fix them. ![]() ![]() Keeps a running tally of how much you’re planning to spend versus your income.Drop down menus let you tell it whether each expense occurs weekly, monthly, annually, etc.Stand-alone Excel or Open Office file keeps your information private on your own computer.Clear graphs, dollar values and percentages so that you can adjust things as you go.This allows you to compare your spending to what's "normal" Provides guidelines for how much to spend in each category of your budget.Simple, helpful graphs let you see your monthly spending in a whole new way (just in case you're not a numbers person).User-friendly, even if you don’t really know how to use Excel.A calculator spreadsheet that is smart and interactive, to guide you through the budgeting process.Our free budgeting worksheet will help you manage your money better. You can also download the calculator spreadsheet on the Mac and open it in Numbers:ĭownload Mac version as Numbers Spreadsheet (.numbers) File If you don't have Microsoft Excel, you can download OpenOffice for free and then download the file below:ĭownload Open Office Spreadsheet (.ods) File If you have doubts about how much to spend on certain expenses, aren’t sure if you did your budget right, or want help planning your monthly budget so that you can manage money better, this is the free Excel budget calculator spreadsheet to download now! ( the Mac version works great too)įeatures of Our Free Budget Worksheet and Calculatorĭownload Microsoft Office Excel 2007 Worksheet (.xlsx) Fileĭownload Microsoft Office Excel 97-2003 Worksheet (.xls) File Many people put off creating a household budget because they think that they don’t really know how to budget. ![]() To make budgeting easier for you and your spouse, family or household, we’ve created an intelligent, interactive Canadian budget calculator spreadsheet in Excel that you can download and use for free as your personal budget template (it's now available on the Mac too). Free Interactive Budget Calculator Spreadsheet for Canadians – Easy to Use Excel Template to Help You Create a Personal Budget ![]() There are no legal Vista downloads available. An updated downloadable version of the Group Policy Management Console is planned for release in the same time frame as the release of the service pack. Free downloads & security Education Gift cards Licensing Unlocked stories View Sitemap. Contact your Computer Manufacturer and ask them to send you a set of Vista Recovery disk. The Group Policy Management Console is being replaced by the Group Policy Object Editor. There is no legal free Vista download available. Service Pack 1 includes a kernel (6001) that matches the version shipped with Windows Server 2008. ![]() Graphics cards will be required to support DirectX 10.1. In June 2007, Google claimed that the changes being introduced for Service Pack 1 "are a step in the right direction, but they should be improved further to give consumers greater access to alternate desktop search providers."The other area of note is a set of new security APIs being introduced for the benefit of antivirus software that currently relies on the unsupported practice of patching the kernel.Īn update to DirectX 10, named DirectX 10.1, makes mandatory several features which were previously optional in Direct3D 10 hardware. ![]() These changes come in part due to complaints from Google, whose Google Desktop Search application was hindered by the presence of Vista's built-in desktop search. One of these is desktop search users will be able to change the default desktop search program to one provided by a third party instead of the Microsoft desktop search program that comes with Windows Vista, and desktop search programs will be able to seamlessly tie in their services into the operating system. Two areas have seen changes in Service Pack 1 that have come as the result of concerns from software vendors. Booting a system using Extensible Firmware Interface on 圆4 systems is also being introduced this feature had originally been slated for the initial release of Vista but was delayed due to a lack of compatible hardware at the time. Service Pack 1 introduces support for some new hardware and software standards, notably the exFAT file system, 802.11n wireless networking, IPv6 over VPN connections, and the Secure Socket Tunneling Protocol. ![]() If you’re going to an in-person networking event, interview, or even mailing out your portfolio, it’s your chance to deliver an impactful impression with a creative portfolio printed on high-quality paper. As you choose your best pieces, think about the way that you’ll order them in your online portfolio and if additional text is needed to help guide your viewers. To captivate potential employers and clients, your portfolio should reflect your unique and creative self at the very start. Tell your professional story in print.Īdobe Express is here to help put your best self forward. An online portfolio can work for anyone, so let your creativity flow as you craft the site that perfectly suits you. ![]() ![]() If you work in business, use your portfolio to showcase your projects and detail some of your most significant workplace accomplishments. For writers, you can provide snippets of your writing samples and links to published work. With Adobe Express, you can also include videos. Online portfolios are a necessity for careers such as photographers, visual artists, architects, or designers. One thing to think about here is file size, as you will be emailing this. A graphic design portfolio, whether it’s a website, a PDF file or a classic portfolio, helps showcase your work, build trust and help you establish a personal brand. Be sure to save the original file so you can add and edit projects later. Don’t forget to include contact info in easy-to-find places so that your readers know how to reach you once they get inspired by your work. Once your design is complete, export it to PDF. Then compile your best photos, videos, graphics, and links to include on your site to give your audience a full understanding of your accomplishments and capabilities. Draft a paragraph or two that provides insight into you as a person and your career goals or ambitions. Before getting started, take some time to think about the story your portfolio will tell. ![]() Also included in the distribution of local income tax revenue are comparisons of delinquent distributions and fiduciary distributions by county, (net of municipalities) and by municipality. Local Income Tax Distribution Archive - County by county and city by town distributions of local income tax.Resources for Local Governments Regarding Local Income Tax Requirements You should also cc Andrew Schaufele and Robert R. To give notice of a county income tax rate change, you must submit a certified copy of the County Council passed ordinance or bill on or before the deadline required by law. Pursuant to Annotated Code of Maryland, Tax-General Article § 10-106(b), a county must provide notice of a county income tax rate change to the Comptroller on or before July 1 prior to the effective date of the rate change. Notification of Local Rate Change to Comptroller 0320 for taxpayers who have a net taxable income of $250,001 or more. 0296 for taxpayers who have a net taxable income between $100,001 and not exceeding $250,000 and 0275 for taxpayers who have a net taxable income between $25,001 and not exceeding $100,000 0320 for taxpayers who have a net taxable income of $150,001 or more.įor taxpayers with filing statuses of married filing jointly, head of household, or qualified surviving spouse, the local tax rates are as follows: 0296 for taxpayers who have a net taxable income between $50,001 and not exceeding $150,000 and 0275 for taxpayers who have a net taxable income between $25,001 and not exceeding $50,000 0225 for taxpayers who have a net taxable income between $1 and not exceeding $25,000 ![]() ![]() The local tax rates for tax year 2024 are as follows:įor taxpayers with filing statuses of single, married filing separately and dependent taxpayer, the local tax rates are as follows: 0320 of Maryland taxable income of over $480,000 0281 of Maryland taxable income of $75,001 through $480,000 and 0270 of Maryland taxable income of $1 through $75,000 0320 of Maryland taxable income of over $400,000įor taxpayers with filing statuses of Married Filing Jointly, Head of Household, or Qualified Surviving Spouse, the local tax rates are as follows: 0281 of Maryland taxable income of $50,001 through $400,000 and 0270 of Maryland taxable income of $1 through $50,000 The local tax rates for calendar year 2024 are as follows:įor taxpayers with filing statuses of Single, Married Filing Separately, or Dependent, the local tax rates are as follows: 0275 for taxpayers with Maryland taxable income of $50,000 or less and a filing status of single, married filing separately, and dependent and 0275 for taxpayers with Maryland taxable income of $100,000 or less and a filing status of married filing joint, head of household, and qualifying widow(er) with dependent child The local tax rates for calendar year 2023 are as follows: 0281 of an individual’s Maryland taxable income in excess of $50,000. 0270 of an individual’s Maryland taxable income of $1 through $50,000 and Taxpayers Filing Joint Returns, Head of Household, or Qualifying Widows/Widowers 2023 Maryland Income Tax Rates Taxpayers Filing as Single, Married Filing Separately, Dependent Taxpayers or Fiduciaries They can reach speeds of up to 20,000 revolutions per minute (rpm), and as long as there is an outlet nearby, they’ll always have power.Ĭordless electric hand planers are all about convenience. The electric hand planers come in corded and cordless models, and the motor speeds that result are impressive.Ĭorded electric hand planers range from lighter-duty, 5-amp models to those with 8 amps meant for heavier-duty planing. Using electric hand planers instead of manual tools for paring down door edges, joists, and boards makes the job go much faster. That’s not the only difference between them, as the following sections will discuss. Unlike basic hand planes, with one razor-sharp blade that slices paper-thin slivers off a board, the best electric hand planers have high-speed cylindrical blades that lop off tiny chunks of wood. ![]() Photo: What to Consider When Choosing the Best Electric Hand PlanerĪlthough many DIYers and woodworkers are familiar with basic hand planers, electric hand planers are sort of a niche tool. ALSO CONSIDER: Porter-Cable PC60THP 6-Amp Hand Planer.BEST LIGHT-DUTY: Ryobi One+ 18V Cordless 3-1/4 in.BEST HEAVY-DUTY: Makita KP0810 3-1/4″ Planer.BEST CORDLESS: DeWalt DCP580B 20V Max XR Brushless Cordless Planer.UPGRADE PICK: Makita XPK02Z 18V LXT Cordless 3-1/4″ Planer.BEST BANG FOR THE BUCK: WEN 6534 8-Amp, 4-3/8-Inch Electric Hand Planer.BEST OVERALL: DeWalt D26677K 3-1/4″ Portable Hand Planer Kit.The following guide includes the need-to-knows when choosing the best electric hand planer, as well as some of the best tool suggestions for various applications. But not all DIYers are familiar with these specialty tools, so it can be tough to know which one is best for the job. The good news is that electric hand planers are made for these tasks. Whether it’s a door in an old home that sticks as it closes, a joist that is level but somehow still too tall compared with the others, or a glue-up of boards that ended up just a bit too wide, experienced DIYers see these frustrations happen all too often.Īlthough it’s possible to make many of these repairs with circular saws or other tools, it can be tough to achieve accurate results. ![]() Despite painstakingly perfect measurements and perfect cuts, there are times when wood just doesn’t cooperate. ![]() The game is compatible with the following games via Nintendo Wi-Fi Connection: Pokémon SoulSilver, Diamond, Pearl, and Platinum. The player also earns a form of money known as “watts”, which is used to help catch other Pokémon and buy items. When there is a Pokémon in the Pokéwalker it gains “experience points” for each step you take. Acting as a pedometer, the Pokéwalker allows you to wirelessly transfer a Pokémon from HeartGold to it. Included with the game is a peripheral known as the Pokéwalker. The ability to have any one of your Pokémon following you on the Overworld Screen which was limitedly seen in Pokémon Yellow has been added. Graphics have been upgraded to 3D models to resemble the series previous Nintendo DS iterations, Diamond, Pearl, and Platinum. Like Gold the story will incorporate the legendary Pokémon Ho-Oh (who can be seen on the game’s box art), although this time in a bigger fashion. Along with retaining most of the original game’s features, HeartGold contains quite a few new updates. This event starts your quest to becoming a Pokémon master, leading you through the region of Johto and later Kanto, to battle the mysterious Team Rocket and capture all 493 Pokémon. These can be a challenge, especially when your dear nicknamed nuzlocke mons are at risk. If some trailers are not available, we will add later. While running an errand for Elm, the player returns to find that a thief has stolen one of the professor’s Pokémon. In order to complete a Heart Gold Nuzlocke and become the Champion, you will need to win 38 Boss battles throughout the Johto region - ranging from bickering Rival & Evil team fights, to Gym Leaders & ultimately the Elite Four. Like you see, Pokemon Heart Gold Golden Edition post includes parts: Description (Story/Plot included in this part), Screenshots, Images, How to download. Set in the region of Johto, the player controls a new Pokémon Trainer on his/her way to meet up with Pokémon Researcher Professor Elm at his lab to receive his/her first Pokémon. Game functions flawless with no audio or graphical glitches, all tested functionality works as intended without any workarounds needed. Pokémon HeartGold is an enhanced remake of one of the second installments in the Pokémon Main RPG Series, Pokémon Gold. The Citra Emulator compatibility list contains all the games we tested (on Desktop), sorted by how well they work on the emulator. |
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