![]() Using the budget calculator spreadsheet will help you identify the different types of expenses that you need to plan for and what to save for each. Then it can feel like your spending plan is off track as you try to get out of debt. Expenses that you don’t expect, or which don’t occur on a monthly basis, can cause you to reach for a credit card. Use the Savings Calculator to Plan for Annual, Emergency and Unexpected Expenses to Avoid DebtĪ savings calculator is built right into the worksheet so that it’s easy to see the amount of money you need to set aside for annual, emergency and unexpected expenses. This free spreadsheet includes our very popular budgeting guidelines so that you have an idea about how your spending compares to that of other Canadians with similar sized households. There’s no such thing as a “normal” budget, but based on tens of thousands of credit counselling appointments, we’ve been able to create Canadian guidelines for how people will generally want to spend their after-tax income to avoid getting into debt.Įveryone allocates their money for personal or household expenses and savings a bit differently. What Does a Normal Personal or Household Budget Look Like?īudgeting and money management guidelines for after-tax income and to avoid debt Easy to use with more personalized expense categories than other similar templates.If you want to reduce your expenses, it can suggest dozens of places where you could consider reducing your expenses to save money.Identifies common budgeting pitfalls and offers tips and solutions to fix them. ![]() ![]() Keeps a running tally of how much you’re planning to spend versus your income.Drop down menus let you tell it whether each expense occurs weekly, monthly, annually, etc.Stand-alone Excel or Open Office file keeps your information private on your own computer.Clear graphs, dollar values and percentages so that you can adjust things as you go.This allows you to compare your spending to what's "normal" Provides guidelines for how much to spend in each category of your budget.Simple, helpful graphs let you see your monthly spending in a whole new way (just in case you're not a numbers person).User-friendly, even if you don’t really know how to use Excel.A calculator spreadsheet that is smart and interactive, to guide you through the budgeting process.Our free budgeting worksheet will help you manage your money better. You can also download the calculator spreadsheet on the Mac and open it in Numbers:ĭownload Mac version as Numbers Spreadsheet (.numbers) File If you don't have Microsoft Excel, you can download OpenOffice for free and then download the file below:ĭownload Open Office Spreadsheet (.ods) File If you have doubts about how much to spend on certain expenses, aren’t sure if you did your budget right, or want help planning your monthly budget so that you can manage money better, this is the free Excel budget calculator spreadsheet to download now! ( the Mac version works great too)įeatures of Our Free Budget Worksheet and Calculatorĭownload Microsoft Office Excel 2007 Worksheet (.xlsx) Fileĭownload Microsoft Office Excel 97-2003 Worksheet (.xls) File Many people put off creating a household budget because they think that they don’t really know how to budget. ![]() To make budgeting easier for you and your spouse, family or household, we’ve created an intelligent, interactive Canadian budget calculator spreadsheet in Excel that you can download and use for free as your personal budget template (it's now available on the Mac too). Free Interactive Budget Calculator Spreadsheet for Canadians – Easy to Use Excel Template to Help You Create a Personal Budget
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![]() There are no legal Vista downloads available. An updated downloadable version of the Group Policy Management Console is planned for release in the same time frame as the release of the service pack. Free downloads & security Education Gift cards Licensing Unlocked stories View Sitemap. Contact your Computer Manufacturer and ask them to send you a set of Vista Recovery disk. The Group Policy Management Console is being replaced by the Group Policy Object Editor. There is no legal free Vista download available. Service Pack 1 includes a kernel (6001) that matches the version shipped with Windows Server 2008. ![]() Graphics cards will be required to support DirectX 10.1. In June 2007, Google claimed that the changes being introduced for Service Pack 1 "are a step in the right direction, but they should be improved further to give consumers greater access to alternate desktop search providers."The other area of note is a set of new security APIs being introduced for the benefit of antivirus software that currently relies on the unsupported practice of patching the kernel.Īn update to DirectX 10, named DirectX 10.1, makes mandatory several features which were previously optional in Direct3D 10 hardware. ![]() These changes come in part due to complaints from Google, whose Google Desktop Search application was hindered by the presence of Vista's built-in desktop search. One of these is desktop search users will be able to change the default desktop search program to one provided by a third party instead of the Microsoft desktop search program that comes with Windows Vista, and desktop search programs will be able to seamlessly tie in their services into the operating system. Two areas have seen changes in Service Pack 1 that have come as the result of concerns from software vendors. Booting a system using Extensible Firmware Interface on 圆4 systems is also being introduced this feature had originally been slated for the initial release of Vista but was delayed due to a lack of compatible hardware at the time. Service Pack 1 introduces support for some new hardware and software standards, notably the exFAT file system, 802.11n wireless networking, IPv6 over VPN connections, and the Secure Socket Tunneling Protocol. ![]() If you’re going to an in-person networking event, interview, or even mailing out your portfolio, it’s your chance to deliver an impactful impression with a creative portfolio printed on high-quality paper. As you choose your best pieces, think about the way that you’ll order them in your online portfolio and if additional text is needed to help guide your viewers. To captivate potential employers and clients, your portfolio should reflect your unique and creative self at the very start. Tell your professional story in print.Īdobe Express is here to help put your best self forward. An online portfolio can work for anyone, so let your creativity flow as you craft the site that perfectly suits you. ![]() ![]() If you work in business, use your portfolio to showcase your projects and detail some of your most significant workplace accomplishments. For writers, you can provide snippets of your writing samples and links to published work. With Adobe Express, you can also include videos. Online portfolios are a necessity for careers such as photographers, visual artists, architects, or designers. One thing to think about here is file size, as you will be emailing this. A graphic design portfolio, whether it’s a website, a PDF file or a classic portfolio, helps showcase your work, build trust and help you establish a personal brand. Be sure to save the original file so you can add and edit projects later. Don’t forget to include contact info in easy-to-find places so that your readers know how to reach you once they get inspired by your work. Once your design is complete, export it to PDF. Then compile your best photos, videos, graphics, and links to include on your site to give your audience a full understanding of your accomplishments and capabilities. Draft a paragraph or two that provides insight into you as a person and your career goals or ambitions. Before getting started, take some time to think about the story your portfolio will tell. ![]() Also included in the distribution of local income tax revenue are comparisons of delinquent distributions and fiduciary distributions by county, (net of municipalities) and by municipality. Local Income Tax Distribution Archive - County by county and city by town distributions of local income tax.Resources for Local Governments Regarding Local Income Tax Requirements You should also cc Andrew Schaufele and Robert R. To give notice of a county income tax rate change, you must submit a certified copy of the County Council passed ordinance or bill on or before the deadline required by law. Pursuant to Annotated Code of Maryland, Tax-General Article § 10-106(b), a county must provide notice of a county income tax rate change to the Comptroller on or before July 1 prior to the effective date of the rate change. Notification of Local Rate Change to Comptroller 0320 for taxpayers who have a net taxable income of $250,001 or more. 0296 for taxpayers who have a net taxable income between $100,001 and not exceeding $250,000 and 0275 for taxpayers who have a net taxable income between $25,001 and not exceeding $100,000 0320 for taxpayers who have a net taxable income of $150,001 or more.įor taxpayers with filing statuses of married filing jointly, head of household, or qualified surviving spouse, the local tax rates are as follows: 0296 for taxpayers who have a net taxable income between $50,001 and not exceeding $150,000 and 0275 for taxpayers who have a net taxable income between $25,001 and not exceeding $50,000 0225 for taxpayers who have a net taxable income between $1 and not exceeding $25,000 ![]() ![]() The local tax rates for tax year 2024 are as follows:įor taxpayers with filing statuses of single, married filing separately and dependent taxpayer, the local tax rates are as follows: 0320 of Maryland taxable income of over $480,000 0281 of Maryland taxable income of $75,001 through $480,000 and 0270 of Maryland taxable income of $1 through $75,000 0320 of Maryland taxable income of over $400,000įor taxpayers with filing statuses of Married Filing Jointly, Head of Household, or Qualified Surviving Spouse, the local tax rates are as follows: 0281 of Maryland taxable income of $50,001 through $400,000 and 0270 of Maryland taxable income of $1 through $50,000 The local tax rates for calendar year 2024 are as follows:įor taxpayers with filing statuses of Single, Married Filing Separately, or Dependent, the local tax rates are as follows: 0275 for taxpayers with Maryland taxable income of $50,000 or less and a filing status of single, married filing separately, and dependent and 0275 for taxpayers with Maryland taxable income of $100,000 or less and a filing status of married filing joint, head of household, and qualifying widow(er) with dependent child The local tax rates for calendar year 2023 are as follows: 0281 of an individual’s Maryland taxable income in excess of $50,000. 0270 of an individual’s Maryland taxable income of $1 through $50,000 and Taxpayers Filing Joint Returns, Head of Household, or Qualifying Widows/Widowers 2023 Maryland Income Tax Rates Taxpayers Filing as Single, Married Filing Separately, Dependent Taxpayers or Fiduciaries They can reach speeds of up to 20,000 revolutions per minute (rpm), and as long as there is an outlet nearby, they’ll always have power.Ĭordless electric hand planers are all about convenience. The electric hand planers come in corded and cordless models, and the motor speeds that result are impressive.Ĭorded electric hand planers range from lighter-duty, 5-amp models to those with 8 amps meant for heavier-duty planing. Using electric hand planers instead of manual tools for paring down door edges, joists, and boards makes the job go much faster. That’s not the only difference between them, as the following sections will discuss. Unlike basic hand planes, with one razor-sharp blade that slices paper-thin slivers off a board, the best electric hand planers have high-speed cylindrical blades that lop off tiny chunks of wood. ![]() Photo: What to Consider When Choosing the Best Electric Hand PlanerĪlthough many DIYers and woodworkers are familiar with basic hand planers, electric hand planers are sort of a niche tool. ALSO CONSIDER: Porter-Cable PC60THP 6-Amp Hand Planer.BEST LIGHT-DUTY: Ryobi One+ 18V Cordless 3-1/4 in.BEST HEAVY-DUTY: Makita KP0810 3-1/4″ Planer.BEST CORDLESS: DeWalt DCP580B 20V Max XR Brushless Cordless Planer.UPGRADE PICK: Makita XPK02Z 18V LXT Cordless 3-1/4″ Planer.BEST BANG FOR THE BUCK: WEN 6534 8-Amp, 4-3/8-Inch Electric Hand Planer.BEST OVERALL: DeWalt D26677K 3-1/4″ Portable Hand Planer Kit.The following guide includes the need-to-knows when choosing the best electric hand planer, as well as some of the best tool suggestions for various applications. But not all DIYers are familiar with these specialty tools, so it can be tough to know which one is best for the job. The good news is that electric hand planers are made for these tasks. Whether it’s a door in an old home that sticks as it closes, a joist that is level but somehow still too tall compared with the others, or a glue-up of boards that ended up just a bit too wide, experienced DIYers see these frustrations happen all too often.Īlthough it’s possible to make many of these repairs with circular saws or other tools, it can be tough to achieve accurate results. ![]() Despite painstakingly perfect measurements and perfect cuts, there are times when wood just doesn’t cooperate. ![]() The game is compatible with the following games via Nintendo Wi-Fi Connection: Pokémon SoulSilver, Diamond, Pearl, and Platinum. The player also earns a form of money known as “watts”, which is used to help catch other Pokémon and buy items. When there is a Pokémon in the Pokéwalker it gains “experience points” for each step you take. Acting as a pedometer, the Pokéwalker allows you to wirelessly transfer a Pokémon from HeartGold to it. Included with the game is a peripheral known as the Pokéwalker. The ability to have any one of your Pokémon following you on the Overworld Screen which was limitedly seen in Pokémon Yellow has been added. Graphics have been upgraded to 3D models to resemble the series previous Nintendo DS iterations, Diamond, Pearl, and Platinum. Like Gold the story will incorporate the legendary Pokémon Ho-Oh (who can be seen on the game’s box art), although this time in a bigger fashion. Along with retaining most of the original game’s features, HeartGold contains quite a few new updates. This event starts your quest to becoming a Pokémon master, leading you through the region of Johto and later Kanto, to battle the mysterious Team Rocket and capture all 493 Pokémon. These can be a challenge, especially when your dear nicknamed nuzlocke mons are at risk. If some trailers are not available, we will add later. While running an errand for Elm, the player returns to find that a thief has stolen one of the professor’s Pokémon. In order to complete a Heart Gold Nuzlocke and become the Champion, you will need to win 38 Boss battles throughout the Johto region - ranging from bickering Rival & Evil team fights, to Gym Leaders & ultimately the Elite Four. Like you see, Pokemon Heart Gold Golden Edition post includes parts: Description (Story/Plot included in this part), Screenshots, Images, How to download. Set in the region of Johto, the player controls a new Pokémon Trainer on his/her way to meet up with Pokémon Researcher Professor Elm at his lab to receive his/her first Pokémon. Game functions flawless with no audio or graphical glitches, all tested functionality works as intended without any workarounds needed. Pokémon HeartGold is an enhanced remake of one of the second installments in the Pokémon Main RPG Series, Pokémon Gold. The Citra Emulator compatibility list contains all the games we tested (on Desktop), sorted by how well they work on the emulator. ![]() This streamlined process ensures that users can quickly begin enjoying their chosen content without hassle. Simple Sign-Up – Signing up for Spectrum TV Essentials is straightforward for Spectrum Internet customers. ![]() This flexibility enhances the viewing experience by accommodating different lifestyles and preferences. Ease of Streaming – The streaming service enables users to access their preferred channels conveniently through various devices, including smartphones, tablets, smart TVs, and computers with Spectrum TV packages and prices.Top Cable Channels – With channels such as A&E, AMC, BET, Comedy Central, Discovery, HGTV, and Nickelodeon, Spectrum TV Essentials provides access to well-established cable networks that offer a broad spectrum of content.This connection enhances the entertainment options available to subscribers. Similar to Philo – Spectrum TV Essentials shares similarities with Philo, including channels like American Heroes, Cooking Channel, and Destination America. ![]() From drama and comedy to reality shows and lifestyle content, Spectrum TV Essentials offers a diverse array of programming to keep viewers engaged. Entertainment Variety – The service encompasses a mix of channels catering to various entertainment preferences.At a monthly rate of just $15, it provides an economical option for accessing live TV content without the commitment of pricier cable or satellite subscriptions with Spectrum Business Internet. Affordable Pricing – One of the standout features is its budget-friendly cost.The lineup includes channels from prominent networks like A&E Networks, AMC Networks, Discovery, Scripps Networks, and Viacom. Diverse Channel Lineup – Spectrum TV Essentials delivers a curated collection of live TV channels covering entertainment, lifestyle, and news genres.Here are some key features that define Spectrum TV Essentials: It offers a range of features designed to provide viewers with an accessible and enjoyable live TV streaming experience with Spectrum Internet plans. At Club HDTV, you will get complete details about Spectrum TV Essentials plan and discount. Alternatively, for a similarly priced entertainment-focused option accompanied by an Unlimited DVR, Philo presents an attractive choice. If your preference leans towards a more comprehensive streaming service, Hulu Live TV is recommended, offering a full-fledged experience. For more details, you connect to our experts. However, it’s important to note that there are certain omissions, notably the absence of channels like Bravo, Disney Channel, E!, TBS, TNT, and USA Network. The comprehensive channel lineup for Spectrum TV Essentials can be found below. The package encompasses an array of renowned cable channels, featuring A&E, AMC, BET, Comedy Central, Discovery, HGTV, and Nickelodeon, among others. ![]() Additionally, it mirrors several channels including American Heroes, Cooking Channel, and Destination America at $24.99/month for 12 months. Notably, it expands its offering to encompass channels such as Bloomberg TV and The Weather Channel. Comparable to Philo, Spectrum TV Essentials boasts entertainment channels hailing from prominent networks like A&E Networks, AMC Networks, Discovery, Scripps Networks, and Viacom. This particular service is exclusively accessible to customers of Spectrum Internet with Spectrum TV packages and prices. Spectrum TV Essentials emerges as a live TV streaming solution, encompassing an assortment of live entertainment, lifestyle, and news channels, all available at an affordable monthly rate.
![]() Here, the suggested means is to ask MobiKin Assistant for Android ( Win & Mac) for help. How to Fix Samsung Kies Fails to Work Issue? Another Way to Backup or Manage Samsung Files on Computerįor the Samsung users whose phones are not supported by Samsung Kies, they need to find other ways to backup or manage their Samsung files on computer. Please note that this means is only applicable to Windows PC. Just double-click on USB Driver to launch SAMSUNG_USB_Driver_for_Mobile_Phones.exe. ![]() Go to Disk (C:) on My Computer and select Program Files (x86)> Samsung> Kies> USB Driver. So when you face this situation, you can try to update the driver for your mobile phone: This problem is mainly caused by the unsuccessful USB driver installation. How to Fix Kies Stuck on Connecting Issue?Īnother case is that Kies cannot detect your phone but keeps saying Connecting. On Kies 3, you can go to Tool> Reinstall device driver and then tap on Reinstall to start the installation. When the fixing process ends, you can reconnect your Samsung Galaxy to computer again. Then Kies will initialize the connection history, reinstall device driver and fix the error. On Kies, you can find "Troubleshoot connection error" option on the homepage and click on it to diagnose the error. You can turn to the tool on Kies directly. If not, you should give up this means and find other ways to backup and restore your Samsung data. Thus, you'd better go to to check whether your phone is on the list. No all the Samsung phones are supported by Samsung Kies. Check the supported phone models of Samsung Kies To fix this issue, you can uninstall the software on your computer at first and then reinstall it. Once you see any update available here, tap on it and follow the instructions to install the latest version on PC and then reconnect the phone to have a see.Īnother possibility is that Kies is installed improperly so it cannot work well. To check the updates, you can run the Kies on computer and then navigate to Information> Check for updates. ![]() After that, you can build a connection between Samsung phone and computer as usual and then launch Kies to make the connected phone be recognized.Īn old version of Samsung Kies would affect the syncing process so just check the version before you begin the transmission. This can refresh the system of the device and software and turn off all the background programs. If the USB cable and port are normal and run well, you can try to restart everything, including Samsung phone, Kies and computer. If the issue is caused by the USB cable or port, this means can fix it easily. Besides, you can try to use a different port on your computer meanwhile. That's because the USB you used might be broken so it cannot make the phone be detected. Just plug out the USB cord from the PC and then find or buy a compatible USB cable to establish the connection once again. Use other USB to reconnect the phone to computer When you meet such a problem, you can try to solve it by several tips. The first case is that users can connect their Samsung phone to computer but Kies fails to detect it. Normally, the detection failure includes two cases. What to Do When My Phone Cannot Be Detected? Another Way to Backup or Manage Samsung Files on Computer How to Fix Kies Stuck on Connecting Issue? ![]() In an ordered pair, such as (x, y), the first value is called the x-coordinate and the second value is the y-coordinate. An ordered pair tells you the location of a point by relating the point’s location along the x-axis (the first value of the ordered pair) and along the y-axis (the second value of the ordered pair). Locations on the coordinate plane are described as ordered pairs. Quadrants are named using the Roman numerals I, II, III, and IV beginning with the top right quadrant and moving counter clockwise. These four sections are called quadrants. The intersecting x- and y-axes divide the coordinate plane into four sections. The origin is at 0 on the x-axis and 0 on the y-axis. The point at which the two axes intersect is called the origin. The horizontal axis in the coordinate plane is called the x-axis. It consists of a horizontal axis and a vertical axis, number lines that intersect at right angles. The coordinate plane has similar elements to the grid shown above. You’ll find a blue disc is at this location on the map. For example, you can find the item that exists at square 4 F by moving your finger along the horizontal to letter F and then straight down so you are in line with the 4. The general location of any item on this map can be found by using the letter and number of its grid square. Notice that the letters A through F are listed along the top, and the numbers 1 through 6 are listed along the left edge. This “map” uses a horizontal and vertical grid to convey information about an object’s location. For example, have you ever used a gridded overlay to map the position of an object? (This is often done with road maps, too.) You have likely used a coordinate plane before. It is essentially like the electric power supply in the Minecraft universe. Red stone is really an amazing facet of Minecraft and is one of the most versatile materials in the game. However, the material which really makes anything possible in this game is red stone. Aquamarine is very useful as it allows you to enchant your tools with special effects such as knockback, increased durability or additional damage. ![]() You will really need to dig down to just above the deepest depths to harvest this wonder material. Diamond is simply put the strongest crafting material in the game, but it is also the rarest. While iron ore and gold are excellent for crafting useful tools, the three materials you will really be searching for are red stone, aquamarine and diamond. They may be dangerous, but they are generally fantastic places to mine for materials such as iron ore, gold, aquamarine, red stone and, most importantly, diamond. Just beware that vast, underground caverns lay about across the entire world map, so you never know when you may stumble upon one. Underground can be equally dangerous as it is always dark there, but by crafting some simple torches out of charcoal and some sticks, you can keep your tunnels well-lit and safe. There are strategies for fighting these creatures, but I will leave that to you to uncover. Once you do, they let loose bone chilling screams before unleashing their fury upon you. Enderman are tall, black entities which are fairly docile by nature until you make eye contact. Creepers are, aptly enough, creepy! They sneak up silently behind you and all you will hear is a hiss before an explosion might take you out and whatever you are working on. Two of the most dangerous enemies you will encounter are Creepers and Enderman. After I unexpectedly fell in love with the game after having never played it prior to its Switch release last year, I am excited to at last bring you my full review of Minecraft (Bedrock Edition)! ![]() ![]() Juan had previously played Minecraft for our Youtube channel, but we agreed that with the scope of this update and the fact that Mojang is marketing it as a new game with a brand-new listing on the eShop that it was time for a refreshed review on Minecraft. This engine has been brought to nearly every currently supported version of Minecraft which now includes the Nintendo Switch! This also means that since the game runs on the exact same engine as on other platforms, cross play is possible and has been indeed activated! Now, by making a Microsoft account and Xbox gamer tag, you can join players on the Xbox One, Windows 10, IOS, Android and VR platforms! Details on this will be expanded further upon in the Gameplay section of this review. While there is technically an edge, it could take you years of constant walking just to reach it. The Bedrock Engine utilized by the PC and IOS versions of the game allowed them to have practically infinite world sizes. |
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